When Do You Need Car Accident Insurance Lawyers For Disputes?

12 December 2022
 Categories: Law, Blog

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If you're involved in a crash, it can be difficult to know where to turn for help, especially when things get tough financially. This is why car accident insurance lawyers exist: they work on behalf of their clients to ensure that they receive fair compensation for any damages resulting from an auto accident. But disputes over who was at fault, what kind of coverage should be paid out, and how much money is owed can quickly become complex. This article discusses common disputes that may require the assistance of a car accident lawyer: 

1. Medical Expense Disputes

If you suffer injuries as a result of an accident, your insurer might not cover all of your medical expenses, or they may dispute how much they owe you.

An experienced car accident insurance lawyer will be able to fight on your behalf to ensure that all of your medical expenses are covered appropriately by the other driver's insurance company.

2. Property Damage Disputes 

Another common dispute involves property damage caused by the accident. This could include damage to your vehicle or any other property that was damaged in the accident.

The other driver's insurance company may dispute how much money needs to be paid out for this type of claim, so it is important to have an attorney who understands car accident laws on your side during these negotiations.

3. Time-Loss Disputes

If you suffer from injuries as a result of an accident, you may also have to miss time from work due to doctor's appointments or other necessary treatments for recovery.

In such cases, the other driver's insurance company may try to minimize how much money they need to pay out for lost wages due to missed work days or lower their offer on a settlement based on your time loss claims.

Car accident insurance lawyers can negotiate with the insurer on these types of issues and help ensure that you receive fair compensation for any lost wages due to being injured in the accident.

4. Insurance Company Denial Disputes

Sometimes, even after filing a claim with an insurer following a car accident, insurers will deny coverage altogether or refuse certain aspects of the claim. For example, if they believe that you contributed in some way towards causing the crash or if they believe that one party's liability should be less than what was initially proposed when filing the claim.

In these cases, a car accident lawyer who understands both auto law and liability law can enforce payment with a lawsuit in court.

All in all, it is important to know when it is appropriate and necessary to seek legal assistance following a car accident. Having legal representation from experienced attorneys can make sure that justice is served and victims receive rightful compensation. Book an appointment with car accident insurance lawyers for help with your dispute with the insurance company.