If you're hurt and unable to work, having your disability claim denied by your insurance provider can make you feel like you're stranded without many options. However, if you were denied disability insurance, hiring a denied disability insurance claims attorney can help you file an appeal and explore your legal options.
Here are some strategies to increase your chances of success when working with a disability attorney.
Find the Right Lawyer
Legal firms can be largely divided into large firms that handle many types of cases and smaller firms that specialize in specific types of cases. Although both types can be good options for denied disability insurance claims, finding the right lawyer can make a big difference.
Go With Experience
Choose an attorney who has experience handling denied disability insurance claims and a track record of success. They will be able to advise you on the best strategies and help you avoid common mistakes. To make sure you find the right lawyer, consider contacting several firms and scheduling a few consultations.
Understand Your Denial
Before settling on a lawyer, let each review your denial letter carefully. Not only should your lawyer be able to help you understand the reasons for the decision, but they will help you determine the best strategies to use when you appeal.
Building an Appeal
Once you settle on a disability insurance claim lawyer, you begin building your appeal.
Make sure you have all your medical records, doctor's notes, and any other documentation that supports your claim. This should also include your medical bills and any documentation related to your disability.
In addition to medical records, consider other forms of evidence that may support your claim. This can include statements from friends, family, and coworkers about your limitations and the impact on your ability to work. Your disability attorney may also arrange for you to consult with a medical specialist to provide an additional expert opinion. This might include a physical or occupational therapist. These professionals can help evaluate the long-term implications of your disability.
Disability insurance appeals can be a long and complex process. Be prepared for this and make sure you have the resources and support you need to see it through. The best disability insurance claim lawyers won't charge you legal fees until your case is resolved.
By following these tips and working closely with an experienced denied disability insurance claims attorney, you can increase your chances of success and get the benefits you need to support yourself and your family.
Contact a local disability insurance claim lawyer to learn more.